Lyn Gruber

Over 18 years in public finance
Experts insights and strategies on CFD formations

A seasoned professional who has been in the public finance arena since 1994, Ms. Gruber focuses her attentions on CFD formations and administration, school fee justification studies post issuance compliance for bonds, and Proposition 218 compliance. While consulting primarily with school districts and cities, she has formed hundreds of Mello-Roos Community Facilities Districts and maintenance assessment districts; including landscaping and lighting, community services, benefit assessments, and CFDs that provide for police and fire services. Ms. Gruber is well known in the municipal finance community for her expert insights and strategies on CFD Formations and was selected to provide expert witness testimony regarding CFDs in a lawsuit filed in San Bernardino County. In addition, she has presented on CFDs and other related topics at UCLA Extension classes, annual conferences and workshops for Coalition for Adequate School Housing (CASH), the California Debt and Investment Advisory Commission (CDIAC), and the Municipal Management Analysts of Northern California (MMANC). Ms. Gruber is also a member of the Board of Directors of the CASH and holds a Bachelor of Arts from California State University at San Bernardino.

Scott Koppel

Over 25 years experience
MBA from California State University, San Marcos

Scott has worked more than 25 years as a consultant, financial analyst and accountant with public agencies throughout California. While serving as project manager, he specialized in the formation of 1913/1915 bonded assessment districts, CFDs and the refinancing of outstanding bond issues including the Marks Roos pooled structures. Mr. Koppel’s expertise and knowledge of Proposition 218 has led to the successful formation of many maintenance districts including landscaping and lighting districts, benefit assessments, and modifications of sewer, water and trash rates. Mr. Koppel has presented regarding Fire Benefit Assessments at the California Special Districts Association’s (CSDA) Annual Conference and has been a frequent speaker on special district administration at UCLA and UC Davis extension classes. Mr. Koppel holds an MBA from California State University San Marcos and a Bachelor of Arts degree in Business Administration from the University of Washington.


Senior Associate

Doug Floyd

Over 9 years of experience in public finance
Specializes in ongoing administration

Douglas joined the firm in 2005 and has nearly 10 years of experience in public finance. Mr. Floyd specializes in the ongoing administration of fixed assessments, municipal bond continuing disclosure and the preparation of fee studies. In addition, Douglas has assisted in the formation of Mello-Roos Community Facilities Districts and maintenance assessment districts and is experienced with the issuance and refinancing of land secured municipal bonds. Mr. Floyd graduated with honors from the University of California, Riverside, receiving a Bachelor of Science degree in Business Administration.